Spending versus Investing, Neville has an amazing lecture about these two words & topics.
And I made a video about it:
"All things when they are admitted, not all things when they are heard, but if you give consent to it, if you accept it as true; then you either spend by acceptance or you invest depending on the nature of the state accepted. " - Neville
The short version is this: If you're thinking thoughts that are that make you feel crappy you are spending, when you are thinking thoughts that will lead you to your desires you are investing.
You can listen to the whole lecture here:
Or read the whole lecture here:
So anytime you do something, think something, accept something as true or false, think to yourself am I spending or investing?